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RATZ, Margaret (nee Masters) Peacefully, at Providence Manor on Tuesday, February 15, 2005 at age 83. Margaret is predeceased by her husband Leo Ratz. Loving mother of Ted Ratz (Dianne), Shirley McCafferty (Neil) and Gerry Ratz (Heather). Sadly misse d by her grandchildren Michelle (Mike), Jeff, John (Vivian), Bill (Wendy), Lisa (David), Robert and Chrystal as well as her 9 great-grandchildren. Survived by her sister Kay Laurie and brother Edward Masters. Cremation will take place. A Memorial Mas s will be held at St. Barnaby's Church, Brewer's Mills in the spring. Interment to follow at St. Barnaby's Cemetery. IN THE CARE OF THE GORDON F. TOMPKINS FUNERAL HOMES, CENTRAL CHAPEL, 546-5454. GFTOMPKINS-CENTRAL.CA - 2/18/2005 -